What is Hometown Financial Group?

Hometown Financial Group (HFG), a $2.1 billion mutual holding company headquartered in Easthampton, Massachusetts, is the parent company of bankESB and bankHometown. Both banking franchises offer a complete line of commercial, business, and consumer banking and lending products and services to customers through its 23 branches located throughout western and central Massachusetts and northeastern Connecticut.

How HFG works for you:

As mutual banks, we remain true to our customers, employees and the communities we serve. We look to build partnerships that provide each bank with greater efficiency and resources so we can focus on the customer experience. That means new technology, enhanced products and services, and improved lending capacity for prospective borrowers.

Our structure allows our banks to operate independently in their core markets, while taking advantage of shared centralized resources. Our model is scalable and efficient allowing our bankers to focus their efforts on serving customers and growing market share.
— Matthew S. Sosik, President & CEO of Hometown Financial Group, MHC

Learn more about our affiliate banks.


bankESB is a true hometown bank, where people make the difference. Since 1869, the bank has a tradition of supporting its communities and helping its neighbors. With convenient Massachusetts locations in Easthampton, Southampton, Northampton, Hadley, South Hadley, Belchertown, Westfield, and Agawam, the bank offers financial products and services, as well as community support throughout the Pioneer Valley region.

A full-service, fully insured community bank – through the Federal Deposit Insurance Corporation (FDIC) and as a Member of the Depositors Insurance Fund (DIF) – bankESB offers financial products and services to meet the needs of the families and small businesses throughout the Pioneer Valley region of Massachusetts.


At bankHometown, it’s all about the people, and since the best approach to a people business is to always do the right thing for customers, this has been the bank’s steadfast mission. Since 1889, this common-sense approach has helped the bank deliver the best possible products and services by a knowledgeable and dedicated staff of hometown bankers.  These bankers serve their neighbors in eight Massachusetts offices: Auburn, Athol, Leominster, Oxford, South Lancaster, Sturbridge and Webster; and in five Connecticut locations: Brooklyn, Killingly, Putnam, Thompson, and Woodstock.

The full-service bank is fully insured through the Federal Deposit Insurance Corporation (FDIC) and as a Member of the Share Insurance Fund (SIF).  Hometown bankers take great pride in treating every customer like family.